About IOULegacy
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What is IOULegacy™?
IOULegacy™ is a secure digital legacy platform for anyone who wants to protect what matters most — and make sure their family is never left guessing. Whether you've served our country, spent your career protecting your community, or your family is navigating a diagnosis like ALS, Parkinson's, Alzheimer's, or MS — getting your affairs in order can't wait.
Our Structure
IOULegacy is a commercial subscription product operated by IOUMore, LLC under license from IOU, Inc., a registered 501(c)(3) non-profit (EIN 81-2203628). Separately, IOU, Inc. operates a charitable program that provides the IOULegacy platform at no cost to veterans, first responders, Gold Star families, and people impacted by debilitating conditions like ALS, Parkinson’s, Alzheimer’s, and MS — funded by sponsors, grants, and donors.
Key Features
- Legacy Capsules — Sealed, tamper-proof letters, videos, and documents delivered on your terms
- Life Story Interview — AI-guided conversations that capture your personal history
- Biography Generation — Turn your stories into a polished narrative for your family
- Release Rules — Control exactly when and how your capsules reach loved ones
- Important Documents — Secure storage for your family's important files and records
- Security Suite — Tamper-proof audit logs, access controls, and heir preview
Who We Serve
IOULegacy is built for everyone. Our free tier serves:
- Veterans of all branches and eras
- Active-duty service members
- First responders — law enforcement, firefighters, paramedics
- Gold Star families
- People and families impacted by ALS, Parkinson's, Alzheimer's, MS, and other debilitating conditions
Our paid tiers are available to any family that wants to organize their household and plan for the future — homeowners, caregivers, aging adults, and anyone who wants a secure, private place for what matters most.
Our Family of Products
IOU operates four skins on a single shared platform — IOUHome, IOULegacy, IOUDeployed, and IOUForever — each tailored to a different stage of family life. See how each skin works →
Contact
Questions or feedback? Reach us using the feedback button on any page, or email us at support@ioutoday.org.
A Message from Our Founder
Hear from JD Grant on why he founded IOU and the mission behind everything we do.
Our Founder on IOULegacy
Hear from JD Grant on the mission behind IOULegacy.
The Internet of Us
IOU started in 2016 with a letter to my kids. My son had just been born, and I wanted to put a promise in writing — about the kind of digital world I wanted to build for my family.
Everyone in tech was talking about the "Internet of Things." But the things most impacted by things are us — people. Our families. So I wrote down a simple idea: IOU — the Internet of Us.
With it came a set of promises:
- IOU — Safety
- IOU — Security
- IOU — Privacy
- IOU — Technology
- IOU — Life
- IOU — More
After dealing with my own health challenges, losing my mother, and reflecting on my time in service, those promises became personal. I realized how many families are left scrambling when the unexpected happens — whether it's a deployment, a diagnosis, or just the reality that none of us are promised tomorrow.
That's especially true for the millions of people living with ALS, Parkinson's, Alzheimer's, MS, and other conditions that slowly take away your ability to do the things you keep putting off. If that's you or someone you love, IOULegacy gives you a way to get your affairs in order, preserve your story, and protect your family — while you still can.
IOUHome is a private hub where any family can get organized. IOULegacy is a secure vault for preserving what matters most and planning for the future.
At the end of the day, IOU is exactly what it sounds like. I owe you a safer world online.
Our Structure
- IOUMore, LLC — Operates the IOUHome and IOULegacy commercial subscription products under license from IOU, Inc.
- IOU, Inc. — A registered 501(c)(3) non-profit (EIN 81-2203628) that holds the platform IP and separately operates a charitable program providing free IOULegacy accounts to veterans, first responders, Gold Star families, and people impacted by debilitating conditions, funded by sponsors, grants, and donors.
Subscriptions to IOUHome and IOULegacy are commercial products. To support IOU, Inc.’s charitable programs directly, donations are welcome at support@ioutoday.org.
Our Family of Products
IOU operates four skins on a single shared platform — IOUHome, IOULegacy, IOUDeployed, and IOUForever — each tailored to a different stage of family life. See how each skin works →
Contact
Questions or feedback? Reach us using the feedback button on any page, or email us at support@ioutoday.org.
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